The fine print, kept short

Terms of Use

By using this site, you agree to the terms below. They exist mostly to say one thing clearly: this site is an educational tool, not professional advice.

1. Not tax, legal, or investment advice

Everything on this site — the calculators, guides, examples, and FAQ answers — is general educational information. It is not tax advice, legal advice, or investment advice, and it does not create any professional relationship between you and this site. Tax law is full of exceptions that depend on facts we can't know about your situation. Before acting on anything you read or calculate here, consult a qualified tax professional, attorney, or qualified intermediary.

2. Estimates, not filings

The calculators produce simplified estimates based on the numbers you enter and general assumptions about tax rates and rules. Actual results depend on your complete tax picture, current law, and details the calculators don't model. Nothing this site outputs should be entered on a tax return or relied on for a transaction without professional verification.

3. Accuracy and changes

We work to keep the content accurate and current, but tax rules, rates, deadlines, and state requirements change — sometimes retroactively. The site is provided "as is," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We may update, correct, or remove content at any time without notice.

4. Limitation of liability

To the maximum extent permitted by law, this site and its operator are not liable for any damages arising from your use of the site or reliance on its content — including missed deadlines, failed exchanges, tax assessments, penalties, or lost profits. Your sole remedy for dissatisfaction with the site is to stop using it.

5. Acceptable use

You may use the site for personal and internal business purposes. You may not scrape it at scale, republish substantial portions of its content, misrepresent its output as professional advice, or attempt to disrupt its operation.

6. Links to other sites

Where the site links to third-party resources, those sites have their own terms and policies, and we're not responsible for their content.

7. Changes to these terms

We may revise these terms from time to time. Continued use of the site after changes are posted constitutes acceptance. Questions? Contact us.

Last updated: September 2026